TL;DR
Indonesia's Financial Services Authority (OJK) has issued POJK 41/2025 to provide legal certainty for representative offices of foreign insurance comp
The Facts
Indonesia's Financial Services Authority (OJK) has issued POJK 41/2025 to provide legal certainty for representative offices of foreign insurance companies (PVL — Perusahaan Perasuransian Ventura dan Lembaga Pembiayaan, or more precisely in this context, foreign insurance representative offices). This regulation addresses a regulatory gap by formalizing the operational framework, compliance requirements, and supervisory standards for these entities operating in the Indonesian market. The issuanc
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