PT PMA Bank Account Indonesia 2026 | Setup Guide

Q: Which banks are best for PT PMA in Indonesia?

BCA, Bank Mandiri, and CIMB Niaga are the most PT PMA-friendly banks. BCA offers the best digital banking but has stricter requirements. Mandiri and BNI are easier for initial setup with foreign directors.

Q: What documents do I need to open a PT PMA bank account?

Required: NIB certificate, company deed (Akta Pendirian), NPWP (tax ID), director's KITAS and passport, domicile letter (SKDP), and company stamp. Some banks also require financial projections.

Q: Can I open a USD account for my PT PMA?

Yes. Most major Indonesian banks offer multi-currency accounts (IDR, USD, EUR) for PT PMA companies. A USD account is essential for receiving international payments and managing foreign exchange.