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Zantara AI
AI Business Advisor
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Zantara AI
AI Business Advisor
Bali Zero handles visas, company setup, tax and property compliance in Indonesia. Ask us directly on WhatsApp.
Chat with Bali Zero on WhatsAppThe IDR 10 billion (~$625,000 USD) minimum investment for PT PMA is one of the most misunderstood requirements. Let's break down what it actually means.
| Requirement | Amount | What It Means |
|---|---|---|
| Total Investment | IDR 10 billion min | Total planned investment over company life |
| Paid-up Capital | IDR 10 billion min | Cash deposited in company bank account |
As of current regulations, both the total investment plan AND the paid-up capital must be at least IDR 10 billion. This changed from previous rules where paid-up capital could be lower.
Your IDR 10 billion investment plan can include:
Categories that count toward your IDR 10B
| Feature | Share Capital Cash deposited | Equipment & Assets Physical assets | Working Capital Operating funds | Shareholder Loans Loans from owners | Land & Buildings If company-owned |
|---|---|---|---|---|---|
| Type | Cash | Assets | Cash | Debt | Assets |
| Counts? | Yes - Primary | Yes | Yes | Yes | Yes |
| Documentation | Bank deposit confirmation | Import documents, purchase receipts | Financial projections | Loan agreements | Purchase agreements, valuations |
Plan how to reach IDR 10B investment
Q: Do I need IDR 10B in my bank account on day 1? A: Yes, paid-up capital of IDR 10B must be deposited to open the company bank account and complete registration.
Q: Can I use it after depositing? A: Yes, once deposited as share capital, you use these funds for business operations.
Q: What if I can't meet IDR 10B? A: Options include:
Q: Is there any way around the minimum? A: No legitimate way. Regulations are clear on IDR 10B minimum for PT PMA.
Estimated total
Requirements met!
Rp 10.000.000.000