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Fintech P2P lending platform mobile app digital financial
KBLI 66161

Jasa Intermediasi Pinjam Meminjam Uang Berbasis

Jasa Intermediasi Pinjam Meminjam Uang Berbasis

🏦 Section K — Financial & Insurance Activities

✅Open· 100% ForeignMedium-Low RiskRenumbered

Conventional fintech peer-to-peer lending platform — operating an online platform that facilitates direct lending between individual or institutional lenders and borrowers without going through a traditional bank. Often called P2P Lending or marketplace lending.

What Changed

Renumbered/adjusted from KBLI 2020. KBLI 66161 invariato 2020→2025. POJK 40/2024 framework attuale (sostituisce POJK 10/2022). UU P2SK base legislativa. Aggiornamento OSS entro 18 giugno 2026. POJK 3/2024 (ITSK) gove

What You Need

**Micro / Small / Medium / Large scale**: Medium-Low risk. NIB + Standard Certificate — issued automatically. **PMA:** Fully open to PMA — 100% foreign ownership allowed.
Licensing Overview
Risk LevelMenengah Rendah
License TypeNIB dan Sertifikat Standar
Foreign Ownership100% Open
ProcessingOtomatis
2020 → 2025
Previous codes: 64951— Agent mapping: 64951 (Fintech P2P Lending Konvension...) [high]
Common Questions
Can foreigners operate a jasa intermediasi pinjam meminjam uang berbasis business in Indonesia?
Yes. KBLI 66161 (Jasa Intermediasi Pinjam Meminjam Uang Berbasis) is classified as TERBUKA — open to 100% foreign ownership through a PT PMA company. You do not need a local Indonesian partner.
What license do I need for KBLI 66161?
KBLI 66161 has a Menengah Rendah risk classification. You need: NIB dan Sertifikat Standar. Processing time: Otomatis.
How did KBLI 66161 change from 2020 to 2025?
KBLI 66161 was mapped from previous code: 64951 (KBLI 2020). Agent mapping: 64951 (Fintech P2P Lending Konvension...) [high] The code was renumbered but the business activity scope is essentially unchanged. All businesses must migrate to KBLI 2025 by June 18, 2026 (BPS Regulation 7/2025).

Related Codes

66111Section K

Penyelenggaraan Sistem Perdagangan Efek

Penyelenggaraan Sistem Perdagangan Efek

→
✅Open· 100% ForeignMedium-Low Risk
66112Section K

Bursa Berjangka

Bursa Berjangka

→
✅Open· 100% ForeignMedium-Low Risk
66113Section K

Penyelenggaraan Bursa Aset Keuangan Digital

Penyelenggaraan Bursa Aset Keuangan Digital

→
✅Open· 100% ForeignMedium-Low Risk
66114Section K

Penyelenggaraan Perdagangan Kontrak Derivatif di

Penyelenggaraan Perdagangan Kontrak Derivatif di

→
✅Open· 100% ForeignMedium-Low Risk
66115Section K

Penyelenggaraan Sarana Transaksi di Pasar Uang dan

Penyelenggaraan Sarana Transaksi di Pasar Uang dan

→
✅Open· 100% ForeignMedium-Low Risk
66116Section K

Aktivitas Pengawasan Jasa Keuangan Selain Asuransi dan

Aktivitas Pengawasan Jasa Keuangan Selain Asuransi dan

→
✅Open· 100% ForeignMedium-Low Risk
Zantara AIOSS Intelligence System
Context66161
Ask me anything about KBLI 66161 — Jasa Intermediasi Pinjam Meminjam Uang Berbasis. Licensing, PMA rules, what changed in 2025, or how it works in Bali.