Bali Zero
  • Home
  • Visa
  • Tax
  • Property
WhatsApp
KBLI Navigator/Section K/66161
Fintech P2P lending platform mobile app digital financial
KBLI 66161

Jasa Intermediasi Pinjam Meminjam Uang Berbasis

Jasa Intermediasi Pinjam Meminjam Uang Berbasis

🏦 Section K — Financial & Insurance Activities

✅Open· 100% ForeignMedium-Low RiskRenumbered

Conventional fintech peer-to-peer lending platform — operating an online platform that facilitates direct lending between individual or institutional lenders and borrowers without going through a traditional bank. Often called P2P Lending or marketplace lending.

What Changed

Renumbered/adjusted from KBLI 2020. KBLI 66161 invariato 2020→2025. POJK 40/2024 framework attuale (sostituisce POJK 10/2022). UU P2SK base legislativa. Aggiornamento OSS entro 18 giugno 2026. POJK 3/2024 (ITSK) gove

What You Need

**Micro / Small / Medium / Large scale**: Medium-Low risk. NIB + Standard Certificate — issued automatically. **PMA:** Fully open to PMA — 100% foreign ownership allowed.
Licensing Overview
Risk LevelMenengah Rendah
License TypeNIB dan Sertifikat Standar
Foreign Ownership100% Open
ProcessingOtomatis
2020 → 2025
Previous codes: 64951— Agent mapping: 64951 (Fintech P2P Lending Konvension...) [high]
Common Questions
Can foreigners operate a jasa intermediasi pinjam meminjam uang berbasis business in Indonesia?
Yes. KBLI 66161 (Jasa Intermediasi Pinjam Meminjam Uang Berbasis) is classified as TERBUKA — open to 100% foreign ownership through a PT PMA company. You do not need a local Indonesian partner.
What license do I need for KBLI 66161?
KBLI 66161 has a Menengah Rendah risk classification. You need: NIB dan Sertifikat Standar. Processing time: Otomatis.
How did KBLI 66161 change from 2020 to 2025?
KBLI 66161 was mapped from previous code: 64951 (KBLI 2020). Agent mapping: 64951 (Fintech P2P Lending Konvension...) [high] The code was renumbered but the business activity scope is essentially unchanged. All businesses must migrate to KBLI 2025 by June 18, 2026 (BPS Regulation 7/2025).

Related Codes

66111Section K

Penyelenggaraan Sistem Perdagangan Efek

Penyelenggaraan Sistem Perdagangan Efek

→
✅Open· 100% ForeignMedium-Low Risk
66112Section K

Bursa Berjangka

Bursa Berjangka

→
✅Open· 100% ForeignMedium-Low Risk
66113Section K

Penyelenggaraan Bursa Aset Keuangan Digital

Penyelenggaraan Bursa Aset Keuangan Digital

→
✅Open· 100% ForeignMedium-Low Risk
66114Section K

Penyelenggaraan Perdagangan Kontrak Derivatif di

Penyelenggaraan Perdagangan Kontrak Derivatif di

→
✅Open· 100% ForeignMedium-Low Risk
66115Section K

Penyelenggaraan Sarana Transaksi di Pasar Uang dan

Penyelenggaraan Sarana Transaksi di Pasar Uang dan

→
✅Open· 100% ForeignMedium-Low Risk
66116Section K

Aktivitas Pengawasan Jasa Keuangan Selain Asuransi dan

Aktivitas Pengawasan Jasa Keuangan Selain Asuransi dan

→
✅Open· 100% ForeignMedium-Low Risk
🏢

Ready to register this business?

Bali Zero handles PT PMA setup, KBLI registration, NIB, and all licensing for KBLI 66161.

PT PMA Setup

IDR 20.000.000

Company registration, KBLI, NIB, domicile

Virtual Office

IDR 5.000.000

Legal address for your PT PMA in Bali

5,000+ companies registered since 2020

Get started on WhatsApp
5k+
Clients
★ 4.9
Reviews
~15 min
Response
Talk on WhatsApp
Zantara AIOSS Intelligence System
Context66161
Ask me anything about KBLI 66161 — Jasa Intermediasi Pinjam Meminjam Uang Berbasis. Licensing, PMA rules, what changed in 2025, or how it works in Bali.