Retirement Visa in Indonesia 2026: Complete Guide
Sistema Ibrido Retirement KITAS (dal maggio 2025):
- Fase Online: Domanda iniziale e upload documenti su imigrasi.go.id
- Fase In-Person: Biometrie obbligatorie presso ufficio immigrazione locale
- Requisiti età confermati: Entrambi i tipi (E33E e E33F) richiedono 55+ anni
I tempi di elaborazione variano: 2-4 settimane per la maggior parte delle domande.
Indonesia offers two retirement visa options for foreigners who want to enjoy their golden years in beautiful locations like Bali:
| Visa | Code | Age | Duration | Deposit | Monthly Income | Bali Zero Price |
|---|---|---|---|---|---|---|
| Retirement KITAS | E33F | 55+ | 1 year | None | USD 1,500 | IDR 14,000,000 |
| Retirement KITAS | E33E | 55+ | 5 years | USD 50,000 | USD 3,000 | IDR 18,000,000 |
E33F Retirement KITAS (55+, 1 year): No deposit required, lower income threshold (USD 1,500/mo). Annual renewal required. Best if you have a smaller budget.
E33E Retirement KITAS (55+, 5 years): Requires USD 50,000 deposit but 5 years of hassle-free residency. Best if you have savings and want convenience.
Both require age 55+ (verified from imigrasi.go.id) and lead to KITAP (permanent residence) after 5 consecutive years.
Option 1: E33F Retirement KITAS (55+)
The E33F is ideal for retirees aged 55-59 or those who prefer lower upfront costs with annual renewals.
E33F Requirements
| Requirement | Details |
|---|---|
| Age | 55 years or older |
| Monthly Income | USD 1,500+ (pension, investments, etc.) |
| Sponsor | Required (visa agent can sponsor) |
| Deposit | None required |
| Passport | Valid min 18 months |
| Insurance | Health coverage valid in Indonesia |
E33F Costs
| Item | Cost |
|---|---|
| First Year | IDR 14,000,000 (~USD 900) |
| Annual Renewal | IDR 11,000,000 (~USD 700) |
| 5-Year Total | ~IDR 58,000,000 (~USD 3,700) |
E33F Benefits
- Lower age requirement (55+ vs 60+)
- No large upfront deposit required
- Sponsor handles all paperwork
- Multiple entry (travel freely)
- Path to KITAP after 5 years
Option 2: E33E Retirement KITAS (55+, 5 Years)
The E33E is ideal for retirees 55+ who want 5 years of hassle-free residency and have savings to deposit.
E33E Requirements
| Requirement | Details |
|---|---|
| Age | 55 years or older |
| Monthly Income | USD 3,000+ (pension, investments, etc.) |
| Bank Deposit | USD 50,000 at Indonesian state bank |
| Sponsor | Not required (apply directly) |
| Passport | Valid min 6 years |
| Insurance | Health coverage valid in Indonesia |
E33E Costs (Bali Zero)
| Item | Cost |
|---|---|
| 5-Year Visa | IDR 18,000,000 |
| Bank Deposit | USD 50,000 (refundable) |
| Total 5-Year Cost | IDR 18,000,000 (deposit remains yours) |
E33E Benefits
- 5 years without annual renewals
- No sponsor required
- Lower total processing cost
- Multiple entry unlimited
- Path to KITAP after 5 years
The deposit must be made at an Indonesian state bank:
- BNI (Bank Negara Indonesia)
- BRI (Bank Rakyat Indonesia)
- Mandiri
- BTN (Bank Tabungan Negara)
The money remains yours - you can use it for living expenses or withdraw after the visa period.
Side-by-Side Comparison
E33F vs E33E Retirement Visas
Compare both retirement visa options
| Feature | E33F Retirement KITAS 1 Year (55+) | E33E Retirement KITAS 5 Years (55+) |
|---|---|---|
| Age | 55+ | 55+ |
| Duration | 1 year (renewable) | 5 years |
| Deposit | None | USD 50,000 |
| Monthly Income | USD 1,500 | USD 3,000 |
| Sponsor | Required | Not required |
| Bali Zero Price | IDR 14M/year | IDR 18M (5 years) |
| Best For | Smaller budget, no deposit | Higher savings, convenience |
Application Process
Retirement Visa Journey
From application to living in Indonesia
Document Checklist
Retirement Visa Documents
What you need to apply
identity
financial
insurance
medical
legal
sponsor
Rights and Limitations
What You CAN Do
- Live in Indonesia long-term
- Travel in and out freely (multiple entry)
- Open Indonesian bank account
- Rent or buy property (leasehold)
- Sponsor spouse/dependents
- Enjoy retirement in paradise!
What You CANNOT Do
- Work (any kind of employment)
- Run a business
- Receive Indonesian income
- Engage in commercial activities
Both retirement visas are strictly non-work. Any employment or business activity violates the visa conditions and can result in deportation.
Path to KITAP (Permanent Residence)
After 5 consecutive years on either E33F or E33E, you may apply for KITAP:
| KITAP Benefits |
|---|
| 5-year validity (renewable) |
| More stability and permanence |
| Simpler renewal process |
| No more annual KITAS renewals |
E33F Path: 5 annual renewals → KITAP E33E Path: 1 x 5-year visa → KITAP
Spouse and Dependents
Spouse Options
If spouse is also 55+/60+:
- Apply for their own E33F or E33E
- Same requirements apply
If spouse is younger:
- Apply for Dependent KITAS under your visa
- Cost: IDR 11,000,000/year
- Tied to your visa validity
Required Documents for Spouse
- Marriage certificate (legalized)
- Passport and photos
- Health insurance
- Medical fitness certificate
Common Questions
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Decision Guide
Choose E33F Retirement KITAS if:
- You're 55+ years old
- You prefer lower upfront costs
- Your pension is USD 1,500-2,999/month
- You don't have USD 50,000 to deposit
- You're okay with annual renewals
Choose E33E Retirement KITAS if:
- You're 55+ years old
- You want 5 years without renewal hassle
- Your pension is USD 3,000+/month
- You have USD 50,000 savings to deposit
- You prefer convenience over cost savings
Opinioni e Discussioni in Corso
Le informazioni seguenti sono basate su discussioni pubbliche e analisi di settore. Non sono confermate dal Ministero dell'Immigrazione.
Possibili sviluppi visti pensionati (OPINIONE)
-
Golden Visa per pensionati - Si discute se il programma Golden Visa (attualmente focalizzato su investitori con $2.5M+) potrebbe in futuro includere una categoria speciale per pensionati con patrimonio elevato ma senza obbligo di investimento attivo. Nessun annuncio ufficiale.
-
Riduzione deposito E33E - Alcuni operatori del settore ritengono che il deposito di USD 50,000 per l'E33E potrebbe essere rivisto per renderlo più competitivo con programmi simili in Thailandia e Malesia. Solo speculazione.
-
Healthcare obbligatoria BPJS - C'è discussione sulla possibile estensione dell'obbligo di iscrizione a BPJS Kesehatan (assicurazione sanitaria nazionale) anche per titolari di visti pensionati. Non confermato.
-
Percorso accelerato verso KITAP - Si discute di un possibile percorso accelerato verso la residenza permanente (KITAP) per pensionati che dimostrano contributi significativi all'economia locale. Solo discussione accademica.
Ricorda: Per decisioni importanti, attendi conferme ufficiali da imigrasi.go.id.
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