PT PMA Capital Requirements 2026 | Investment Guide

Q: What is the difference between authorized and paid-up capital?

Authorized capital (Modal Dasar) is the maximum capital a company can have. Paid-up capital (Modal Disetor) is actually invested cash. Minimum paid-up is IDR 2.5 billion per shareholder, deposited in the company bank account.

Q: Can I invest the IDR 10 billion over time?

Yes. The IDR 10 billion is a total investment commitment over your investment plan period. Paid-up capital (IDR 2.5B) must be deposited immediately, but remaining investment can be made gradually per your LKPM reporting schedule.

Q: Does the capital requirement change based on business sector?

The minimum IDR 10B total investment applies to all PT PMA regardless of sector. However, certain sectors like banking, insurance, and mining have higher specific capital requirements set by sector regulators.