PT PMA Setup Timeline 2026 | Week-by-Week Guide

Q: What is the fastest way to set up a PT PMA?

Fast-track with an experienced agent: 4 weeks. This requires all documents ready upfront, no delays in shareholder signatures, and a bank that processes corporate accounts quickly. BCA typically takes longer than Bank Mandiri.

Q: What causes delays in PT PMA registration?

Common delays: company name rejection by AHU (1-3 extra days per attempt), shareholder documents not apostilled, bank requiring additional compliance documents, KBLI codes rejected by OSS, and holiday/weekend closures at government offices.

Q: Can I start operating before registration is complete?

No. You cannot legally conduct business, sign contracts, hire employees, or invoice clients until NIB is issued and your bank account is open. Operating without proper registration carries legal and tax penalties.

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Phase

Duration

Cumulative

Planning & Documents

1-2 weeks

Week 1-2

Notary & Legal Entity

1-2 weeks

Week 2-4

Tax & OSS Registration

1 week

Week 3-5

Bank Account

1-2 weeks

Week 4-7

Operational Permits

1-3 weeks

Week 5-8

Detailed Timeline