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KBLI Navigator/Section K/64199
KBLI 64199

Other Monetary Intermediation

Perantara Moneter Lainnya Ytdl

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskRenumbered🏝️✅Registrable in Bali· medium conf.

This covers non-bank financial institutions that accept deposits or savings and provide credit, such as mortgage lenders, consumer credit card issuers, or postal savings and giro services. Think of specialized lenders or deposit-takers that aren't commercial banks or central banks.

What Changed

KBLI 2020→2025 mapping: codice rinumerato.

What You Need

While a foreign-owned company (PMA) can hold up to 100% ownership nationally, in Bali this activity is rated medium-high to high risk. It isn't blocked by the island's business moratorium, but you will face extra scrutiny: the exact address must be verified and approved by local authorities before you can operate.

Who This Is For

Foreign entrepreneurs planning to launch a niche lending or deposit-taking platform in Bali—such as a property finance firm, consumer credit business, or modern postal banking service.

Licensing Overview
Risk LevelTinggi
License TypeNIB + Izin
Foreign Ownership100% Open
Processing3 working days
2020 → 2025
Previous codes (KBLI 2020): 64190— PP28 usa codice KBLI 2020 64190 (Perantara moneter lainnya...). Match: 100%
Common Questions
Can foreigners operate a other monetary intermediation business in Indonesia?
Yes. KBLI 64199 (Perantara Moneter Lainnya Ytdl) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.
What license is required for KBLI 64199?
KBLI 64199 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: 3 Hari.
What is KBLI 64199?
KBLI 64199 is the Indonesian business classification code for "Perantara Moneter Lainnya Ytdl" (Other Monetary Intermediation). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.
How did KBLI 64199 change from KBLI 2020 to 2025?
KBLI 64199 was mapped from previous code 64190 (KBLI 2020). PP28 usa codice KBLI 2020 64190 (Perantara moneter lainnya...). Match: 100% The code was renumbered but the business activity scope is essentially unchanged. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

64194Section K★

Sharia Non-Bank Microfinance

Pembiayaan Mikro Syariah Nonperbankan

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64193Section K

Conventional Non-Bank Microfinance

Pembiayaan Mikro Konvensional Nonperbankan

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64192Section K

Sharia Cooperative Lending

Aktivitas Pemberian Kredit oleh Koperasi Syariah

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64191Section K

Conventional Cooperative Lending

Aktivitas Pemberian Kredit oleh Koperasi Konvensional

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64124Section K

Other Sharia Banking

Perbankan Syariah Lainnya

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64123Section K

Other Conventional Banking

Perbankan Konvensional Lainnya

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
🏢

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