KBLI 64193

Conventional Non-Bank Microfinance

Pembiayaan Mikro Konvensional Nonperbankan

🏦 Section K — Financial & Insurance Activities

PMA status not yet verified for this KBLI 2025 code

❓PMA unverifiedHigh RiskAggregatedOSS-verified · KBLI 2025

Kelompok ini mencakup kegiatan pembiayaan mikro nonperbankan yang diselenggarakan secara konvensional yang meliputi jasa pengembangan usaha dan pemberdayaan masyarakat, baik melalui pinjaman dalam usaha skala mikro kepada anggota dan masyarakat, pengelolaan simpanan, maupun pemberian jasa konsultasi pengembangan usaha.

Licensing Overview

Risk LevelTinggi

License TypeNIB + Izin

Foreign OwnershipNot verified — confirm in OSS

Processing3 working days

Authoritative BPS crosswalk

Official BPS 2020 → 2025 crosswalk ancestors: 64151

Source: the BPS 2020↔2025 conversion table, mechanically extracted and acceptance-gate verified. It shows which 2020 codes map to this 2025 code — provenance only, not a licensing claim: the regulatory regime of these predecessor codes has not been adjudicated as transferring.

PP 28/2025 licensing source

PP 28/2025 licensing-source codes (KBLI 2020 numbering): 64143

These codes identify the PP 28/2025 regulatory rows used as licensing sources for this page. They are not the official BPS 2020 → 2025 crosswalk and do not establish predecessor ancestry.

Sources & Verification

Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.

Activity definition

BPS Peraturan 7/2025 + PP 28/2025VerifiedKBLI 2025

Title and scope as defined by the KBLI-2025 classification.

locator: OSS_RBA_2025_id_version_fff4053d

Risk & licensing

OSS RBA risk scope (ruang lingkup)VerifiedKBLI 2025

Risk category and licensing rows are KBLI-2025-native from the OSS Risk-Based Approach catalog.

locator: OSS_RBA_resiko_2025

Foreign ownership (PMA)

No adjudicated per-code official basisDeclared gap—

The canonical record declares a verification gap for the current ownership value. The instrument locator layer can identify a potentially applicable provision, but it does not verify this whole-code verdict; confirm it at oss.go.id before relying on it.

Dataset last updated 2026-08-15 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.

Common Questions

Can foreigners operate a conventional non-bank microfinance business in Indonesia?

Not yet verified. The canonical record carries a current PMA label for KBLI 64193 (Pembiayaan Mikro Konvensional Nonperbankan), but no adjudicated per-code official basis and source vintage verify that whole-code verdict. Confirm the current treatment at oss.go.id before planning a PT PMA. (No adjudicated per-code official basis and vintage currently verify this verdict; confirm it at oss.go.id before relying on it.)

What license is required for KBLI 64193?

KBLI 64193 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: 3 Hari.

What is KBLI 64193?

KBLI 64193 is the Indonesian business classification code for "Pembiayaan Mikro Konvensional Nonperbankan" (Conventional Non-Bank Microfinance). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.

Bali Zero can verify PMA eligibility before company setup, KBLI registration, NIB, and licensing for KBLI 64193.

Virtual Office

IDR 5.000.000

Legal address options after eligibility verification

5,000+ companies registered since 2020

Get started on WhatsApp