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KBLI Navigator/Section N/82911
KBLI 82911

Debt Collection Agency

Aktivitas Agen Penagihan

📋 Section N — Administrative & Support Services

In Bali: open to a PT PMA

✅Open· 100% ForeignMedium-Low RiskDirect Match🏝️✅Open in Bali (high-risk tier)

This KBLI covers the business of collecting payments on behalf of clients — essentially a professional debt collection or accounts receivable management service. It includes chasing overdue invoices, negotiating settlements, and remitting the collected funds to the original creditor.

What Changed

Direct 1:1 match from KBLI 2020 — code and scope unchanged.

What You Need

Nationally, this activity is 100% open to foreign ownership (PMA). In Bali, the island-wide moratorium (in force since 13 May 2026) only halts PMA registrations for Low and Medium-Low risk lines — this KBLI's large-scale (Besar) risk class is higher, so it is not caught: PMA registration in Bali remains possible.

Who This Is For

Foreign entrepreneurs who want to build a licensed, professional debt recovery agency serving local or international clients.

Licensing Overview
Risk LevelMenengah Rendah
License TypeNIB dan Sertifikat Standar
Foreign Ownership100% Open
ProcessingInstant
2020 → 2025
Previous codes (KBLI 2020): 82911
Common Questions
Can foreigners operate a debt collection agency business in Indonesia?
Yes. KBLI 82911 (Aktivitas Agen Penagihan) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.
What license is required for KBLI 82911?
KBLI 82911 has a Menengah Rendah risk classification. Required license: NIB dan Sertifikat Standar. Processing time: Otomatis.
What is KBLI 82911?
KBLI 82911 is the Indonesian business classification code for "Aktivitas Agen Penagihan" (Debt Collection Agency). It falls under Section N of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.
How did KBLI 82911 change from KBLI 2020 to 2025?
KBLI 82911 was mapped from previous code 82911 (KBLI 2020). This is a direct match — the code number and scope remained the same. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

82912Section N

Credit Bureau

Aktivitas Biro Kredit

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
82921Section N

Agricultural & Fishery Products Packaging

Aktivitas Pengepakan Bahan dan Produk Hasil Pertanian, Perkebunan, Kehutanan, dan Perikanan

→
🏝️⚠️Conditional in Bali — depends on declared scope✅Open· 100% ForeignLow Risk
82922Section N

Food & Beverage Packaging

Aktivitas Pengepakan Bahan dan Produk Makanan dan Minuman Olahan

→
🏝️✅Registrable in Bali✅Open· 100% ForeignMedium-Low Risk
82923Section N

Textile Products Packaging

Aktivitas Pengepakan Tekstil dan Produk Tekstil

→
🏝️✅Registrable in Bali✅Open· 100% ForeignMedium-Low Risk
82924Section N

Chemical Products Packaging

Aktivitas Pengepakan Bahan dan Produk Kimia

→
🏝️✅Registrable in Bali✅Open· 100% ForeignMedium-Low Risk
82925Section N

Pharmaceutical Contract Packaging

Aktivitas Pengepakan Bahan dan Produk Farmasi

→
🏝️✅Registrable in Bali✅Open· 100% ForeignMedium-Low Risk
🏢

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