KBLI 64220

Conduit Financing

Aktivitas Pembiayaan Conduit

🏦 Section K — Financial & Insurance Activities

In Bali: a PT PMA cannot register this code

National procedure — does not apply to a PT PMA in Bali

In Bali this activity is reserved for MSMEs; a PT PMA (large enterprise) cannot register it. The national procedure below applies only to non-PMA operators.

✅Open· 100% nat'l · blocked in BaliLow RiskAggregatedClosed in Bali (2026 moratorium)

This activity covers conduit financing — a vehicle formed by a group (financial or non-financial) to raise or borrow funds, mostly on the open market, and then channel those funds to a parent company or another entity within the same group. It includes captive financial institutions and brass plate companies that exist solely to pool and pass on capital within a corporate structure.

What Changed

KBLI 2020→2025 mapping: match con aggregazione.

What You Need

Nationally, this KBLI is 100% open to foreign ownership. In Bali, however, the provincial moratorium (effective 13 May 2026) blocks all new PMA registrations for low and medium-low risk classes, and this financing activity falls under that block — so a foreign-owned company cannot obtain this license in Bali at present.

Who This Is For

A foreign entrepreneur looking to set up an intra-group financing arm for a multinational, but currently this structure is only feasible outside of Bali.

Licensing Overview

Risk LevelRendah

License TypeNIB

Foreign Ownership100% Open

ProcessingInstant

2020 → 2025

Previous codes (KBLI 2020): 64200— Cleaned: removed invalid ['64220']

Common Questions

Can foreigners operate a conduit financing business in Indonesia?

Nationally yes — but NOT in Bali. KBLI 64220 (Aktivitas Pembiayaan Conduit) is TERBUKA (100% foreign ownership) at the national level, but a PT PMA currently cannot register it in Bali (reserved for UMKM / 2026 moratorium). Nationally TERBUKA but the Besar scale is 'Rendah' -> blocked by the Bali PMA moratorium (Gov. letter B.27.000/642, 13 May 2026: all Rendah/Menengah Rendah blocked for a Bali address). [NB-3 28 June 2026] Outside Bali it is open to a PT PMA with no local partner required.

What license is required for KBLI 64220?

KBLI 64220 has a Rendah risk classification. Required license: NIB. Processing time: Otomatis.

What is KBLI 64220?

KBLI 64220 is the Indonesian business classification code for "Aktivitas Pembiayaan Conduit" (Conduit Financing). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.

How did KBLI 64220 change from KBLI 2020 to 2025?

KBLI 64220 was mapped from previous code 64200 (KBLI 2020). Cleaned: removed invalid ['64220'] Multiple 2020 codes were merged into this single 2025 code. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

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Conduit Financing

Aktivitas Pembiayaan Conduit

🏦 Section K — Financial & Insurance Activities

In Bali: a PT PMA cannot register this code

National procedure — does not apply to a PT PMA in Bali

In Bali this activity is reserved for MSMEs; a PT PMA (large enterprise) cannot register it. The national procedure below applies only to non-PMA operators.

✅Open· 100% nat'l · blocked in BaliLow RiskAggregatedClosed in Bali (2026 moratorium)