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KBLI Navigator/Section K/64997
KBLI 64997

Sharia Bullion Banking

Aktivitas Perbankan Bulion Syariah

🏦 Section K — Financial & Insurance Activities

PMA status not yet verified for this KBLI 2025 code

❓PMA unverifiedRenumbered❓Not classifiable — divergence documented

Kelompok ini mencakup aktivitas perbankan yang utamanya menerima simpanan logam mulia (seperti emas atau perak) dalam bentuk batangan atau mata uang serta menyalurkan pinjaman logam mulia tersebut, yang dilakukan berdasarkan prinsip syariah. Kelompok ini tidak mencakup - aktivitas perbankan bulion konvensional, lihat kelompok 64996; - aktivitas perdagangan bulion atas nama sendiri, lihat kelompok 64994; - aktivitas perdagangan bulion atas nama pihak lain (kepialangan), lihat kelompok 66129; - aktivitas penitipan atau penyimpanan bulion, lihat kelompok 66132.

Authoritative BPS crosswalk
Official BPS 2020 → 2025 crosswalk ancestors: 64999

Source: the BPS 2020↔2025 conversion table, mechanically extracted and acceptance-gate verified. It shows which 2020 codes map to this 2025 code — provenance only, not a licensing claim: the regulatory regime of these predecessor codes has not been adjudicated as transferring.

PP 28/2025 licensing source
PP 28/2025 licensing-source codes (KBLI 2020 numbering): 64922

These codes identify the PP 28/2025 regulatory rows used as licensing sources for this page. They are not the official BPS 2020 → 2025 crosswalk and do not establish predecessor ancestry.

Legacy PP28 source-matching note: PP28 uses KBLI 2020 code 64922 (Pergadaian Syariah...). Match: 81%

Regulatory Divergence

The licensing previously shown for 64997 was removed because its source could not be verified as applying to this activity. Here is what the sources actually say — with citations.

Correction note — verbatim, with source locators

KBLI 2025 code 64997 'Aktivitas Perbankan Bulion Syariah' (sharia bullion banking — principally receiving deposits of precious metals such as gold or silver, in bar or currency form, and extending loans of those precious metals, conducted under sharia principles; the code's own uraian explicitly excludes conventional bullion banking (64996), own-account bullion trading (64994), bullion brokerage-for-others (66129), and bullion custody/storage (66132)) carries canonical status_mapping='CODICE_RINUMERATO', kbli_2020_source='64922', pp28_sources=['64922'], mapping_note "PP28 usa codice KBLI 2020 64922 (Pergadaian Syariah...). Match: 81%" — the sharia-side mirror of 64996's defect: a below-100% renumbering-match confidence to a code whose OWN truncated title, 'Pergadaian Syariah...' (SHARIA PAWNBROKING — collateral-lending against pledged goods under sharia principles), has no conceptual overlap with sharia BULLION BANKING (deposit-taking and lending of precious metals). No independently-verified replacement parent was established for this code in the conductor's report — per rule #9, this cure does NOT correct status_mapping or kbli_2020_source for 64997; it remains a detach-only cure with an honest data_note, same treatment as 64996 above and Lot 3's un-replaced metadata-false codes. The served per_skala payload for this code is likewise a minimal, generic quarterly-LKPM-via-OSS reporting obligation with no further code-specific content to independently corroborate or contradict. per_skala detached; the licensing regime for sharia bullion banking is not retrievable from the pinned sources as hunted. Lot 4 conductor gate (second signing), run wf_66ea406e-b0d, 2026-07-19.

The detached licensing rows (source unverified for this activity)1 row

These rows were previously shown on this page and have been detached — the correction note above documents, with source locators, why their source could not be kept for the activity this page describes. They are preserved here as the audit trail of the divergence.

Mikro, Kecil, Menengah, BesarLow RiskNIBAuthority: Menteri/ Kepala Badan
BPS Peraturan 7/2025 (KBLI 2025 classification)PP 28/2025 (risk-based licensing annexes)OSS RBA ruang-lingkup — no KBLI-2025 scope retrievable via the OSS API (404)

Sources & Verification

Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.

Activity definition
BPS Peraturan 7/2025 + PP 28/2025VerifiedKBLI 2025

Title and scope as defined by the KBLI-2025 classification.

locator: OSS_RBA_2025_id_version_fff4053d

Risk & licensing
Detached — source could not be verifiedDeclared gap—

The previously-served rows were removed because their source could not be verified as applying to this activity. See Regulatory Divergence above for the documented correction note.

Foreign ownership (PMA)
No adjudicated per-code official basisDeclared gap—

The canonical record declares a verification gap for the current ownership value. The instrument locator layer can identify a potentially applicable provision, but it does not verify this whole-code verdict; confirm it at oss.go.id before relying on it.

Dataset last updated 2026-08-15 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.

Common Questions
Can foreigners operate a sharia bullion banking business in Indonesia?
Not yet verified. The canonical record carries a current PMA label for KBLI 64997 (Aktivitas Perbankan Bulion Syariah), but no adjudicated per-code official basis and source vintage verify that whole-code verdict. Confirm the current treatment at oss.go.id before planning a PT PMA. (No adjudicated per-code official basis and vintage currently verify this verdict; confirm it at oss.go.id before relying on it.)
What license is required for KBLI 64997?
We cannot yet show a verified licensing basis for KBLI 64997: the licensing previously associated with this code was removed because its source could not be verified as applying to this activity. See the Regulatory Divergence section on this page for the documented sources, and verify the current OSS treatment before relying on any licensing assumption.
What is KBLI 64997?
KBLI 64997 is the Indonesian business classification code for "Aktivitas Perbankan Bulion Syariah" (Sharia Bullion Banking). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.
How did KBLI 64997 change from KBLI 2020 to 2025?
According to the official BPS 2020 → 2025 crosswalk, KBLI 64997 has recorded KBLI 2020 ancestor(s) 64999. This is provenance only, not a licensing claim; no predecessor licensing regime is asserted to transfer. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

64999Section K

Other Financial Services (Non-Insurance, Non-Pension)

Aktivitas Jasa Keuangan Lainnya Ytdl, Bukan Asuransi dan Dana Pensiun

→
❓PMA unverifiedHigh Risk
64996Section K

Conventional Bullion Banking

Aktivitas Perbankan Bulion Konvensional

→
❓PMA unverified
64995Section K

Proprietary Carbon Unit Trading

Perdagangan Unit Karbon atas Nama Sendiri

→
❓PMA unverified
64994Section K

Proprietary Financial Market Trading

Perdagangan di Pasar Keuangan atas Nama Sendiri

→
❓PMA unverifiedMedium-High Risk
64993Section K

Clearing & Settlement Counterparty Services

Aktivitas Counterparty untuk Kliring dan Setelmen Transaksi

→
❓PMA unverifiedHigh Risk
64992Section K

Sharia Venture Capital

Aktivitas Modal Ventura Syariah

→
❓PMA unverifiedHigh Risk
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