KBLI 65302

Sharia Employer Pension Fund

Aktivitas Dana Pensiun Pemberi Kerja Syariah

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskNew in 2025Registrable in Bali· medium conf.

This covers the management of employer-sponsored pension funds that follow Sharia principles. It involves a company or entity setting up a pension scheme—either defined benefit or defined contribution—for its own employees, thereby creating ongoing obligations for the employer as the founder.

What Changed

KBLI 2020→2025 mapping: bps only.

What You Need

In Bali, this activity is open for a foreign-owned (PMA) company, but it is classified as medium-high to high risk by the local investment authority. That means registration is possible (no moratorium block), yet you must be prepared for additional scrutiny, including a verified commercial address and possibly stricter regulatory oversight at the sub-national level.

Who This Is For

This is suited for foreign financial institutions or large corporate groups that want to manage a Sharia-compliant pension fund exclusively for their own workforce in Indonesia.

Licensing Overview

Risk LevelTinggi

License TypeNIB + Izin

Foreign Ownership100% Open

ProcessingSesuai ketentuan OJK/BI

Common Questions

Can foreigners operate a sharia employer pension fund business in Indonesia?

Yes. KBLI 65302 (Aktivitas Dana Pensiun Pemberi Kerja Syariah) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.

What license is required for KBLI 65302?

KBLI 65302 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: Sesuai ketentuan OJK/BI.

What is KBLI 65302?

KBLI 65302 is the Indonesian business classification code for "Aktivitas Dana Pensiun Pemberi Kerja Syariah" (Sharia Employer Pension Fund). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.

Related Codes

65303Section K

Conventional Financial Institution Pension Fund

Aktivitas Dana Pensiun Lembaga Keuangan Konvensional

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

65301Section K

Conventional Employer Pension Fund

Aktivitas Dana Pensiun Pemberi Kerja Konvensional

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

65304Section K

Sharia Financial Institution Pension Fund

Aktivitas Dana Pensiun Lembaga Keuangan Syariah

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

65204Section K

Sharia Re-Guarantee

Penjaminan Ulang Syariah

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

66111Section K

Securities Trading System Operator

Penyelenggaraan Sistem Perdagangan Efek

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

65203Section K

Conventional Re-Guarantee

Penjaminan Ulang Konvensional

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

🏢

Ready to register this business?

Bali Zero handles PT PMA setup, KBLI registration, NIB, and all licensing for KBLI 65302.

PT PMA Setup

IDR 20.000.000

Company registration, KBLI, NIB, domicile

Virtual Office

IDR 5.000.000

Legal address for your PT PMA in Bali

5,000+ companies registered since 2020

Get started on WhatsApp

KBLI 65302

Sharia Employer Pension Fund

Aktivitas Dana Pensiun Pemberi Kerja Syariah

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskNew in 2025Registrable in Bali· medium conf.

What Changed

KBLI 2020→2025 mapping: bps only.

What You Need

Who This Is For

This is suited for foreign financial institutions or large corporate groups that want to manage a Sharia-compliant pension fund exclusively for their own workforce in Indonesia.

Licensing Overview

Risk LevelTinggi

License TypeNIB + Izin

Foreign Ownership100% Open

ProcessingSesuai ketentuan OJK/BI

Common Questions

Can foreigners operate a sharia employer pension fund business in Indonesia?

Yes. KBLI 65302 (Aktivitas Dana Pensiun Pemberi Kerja Syariah) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.

What license is required for KBLI 65302?

KBLI 65302 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: Sesuai ketentuan OJK/BI.

What is KBLI 65302?