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KBLI Navigator/Section K/65303
KBLI 65303

Conventional Financial Institution Pension Fund

Aktivitas Dana Pensiun Lembaga Keuangan Konvensional

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskNew in 2025🏝️✅Registrable in Bali· medium conf.

This covers the management of conventional pension funds by financial institutions. It involves running defined contribution pension programs for individuals—both employees and self-employed workers—that are separate from the employer’s pension fund, typically offered by banks or life insurance companies.

What Changed

KBLI 2020→2025 mapping: bps only.

What You Need

Nationally, this activity is fully open for 100% foreign ownership. In Bali, it is not blocked by the local business moratorium, but it is considered medium-high to high risk, so registrability depends on a verified commercial address and may face stricter operational checks.

Who This Is For

Foreign financial entrepreneurs or institutions looking to set up a standalone private pension management firm for individual retirement schemes in Indonesia.

Licensing Overview
Risk LevelTinggi
License TypeNIB + Izin
Foreign Ownership100% Open
ProcessingSesuai ketentuan OJK/BI
Common Questions
Can foreigners operate a conventional financial institution pension fund business in Indonesia?
Yes. KBLI 65303 (Aktivitas Dana Pensiun Lembaga Keuangan Konvensional) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.
What license is required for KBLI 65303?
KBLI 65303 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: Sesuai ketentuan OJK/BI.
What is KBLI 65303?
KBLI 65303 is the Indonesian business classification code for "Aktivitas Dana Pensiun Lembaga Keuangan Konvensional" (Conventional Financial Institution Pension Fund). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.

Related Codes

65304Section K

Sharia Financial Institution Pension Fund

Aktivitas Dana Pensiun Lembaga Keuangan Syariah

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
65302Section K

Sharia Employer Pension Fund

Aktivitas Dana Pensiun Pemberi Kerja Syariah

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
65301Section K

Conventional Employer Pension Fund

Aktivitas Dana Pensiun Pemberi Kerja Konvensional

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
66111Section K

Securities Trading System Operator

Penyelenggaraan Sistem Perdagangan Efek

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
66112Section K

Futures Exchange

Bursa Berjangka

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
65204Section K

Sharia Re-Guarantee

Penjaminan Ulang Syariah

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
🏢

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