KBLI 66125★ Gold-Tier Intel

Money Changer

Aktivitas Penukaran Valuta Asing (money Changer)

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskRenumberedRegistrable in Bali· medium conf.

Foreign exchange activities - This classification strictly covers the core business of buying and selling foreign banknotes. It also explicitly includes the purchase of traveler's checks. It is the standard operational code for retail money changer businesses operating within the country.

Licensing & Requirements

What You Need

Risk LevelHigh (Tinggi)

License TypeNIB + Izin

ProcessingSesuai ketentuan OJK/BI

Foreign Ownership100% Open

AuthorityBKPM / OSS

PP28/2025 Licensing Data4 scales

Business scale:

MikroHigh RiskNIB + Izin⏱ Sesuai ketentuan OJK/BI

Requirements (Indonesian)2

1Lembaga OSS hanya menerbitkan NIB. Permohonan Perizinan Berusaha diajukan oleh Pelaku Usaha ke, diterbitkan oleh, serta dengan memenuhi persyaratan yang ditetapkan oleh, Bank Indonesia (BI) sesuai ketentuan perundangan.

2Lembaga OSS hanya menerbitkan NIB. Permohonan Perizinan Berusaha diajukan oleh Pelaku Usaha ke, diterbitkan oleh, serta dengan memenuhi persyaratan yang ditetapkan oleh, Bank Indonesia (BI) sesuai ketentuan perundangan.

Post-License Obligations2

Memenuhi kewajiban yang ditetapkan oleh Bank Indonesia (BI) sesuai ketentuan perundangan.

Company incorporation— PT PMDN / CV / Perorangan (local, WNI) — notary deed, AHU registration

NIB via OSS— register on oss.go.id, select this code, issued automatically (1–3 days)

NIB + Standard Certificate (Micro / Small / Medium / Large, Medium-Low risk)— Authority: Menteri/ Kepala Badan — automatic

Must be a legal entity (PT/CV) — incorporate before applying— post-license obligation

Memiliki struktur organisasi, uraian tugas, kewenangan dan tanggung jawab— post-license obligation

Submit periodic activity reports— post-license obligation

Authority

PMA

2020 → 2025

Renumbered from KBLI 2020. Your OSS registration may need updating to the new code. Previous code(s): 66160.

Bali Intelligence

Complementary Codes

Common Questions

Can foreigners operate a money changer business in Indonesia?

Yes. KBLI 66125 (Aktivitas Penukaran Valuta Asing (money Changer)) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.

What license is required for KBLI 66125?

KBLI 66125 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: Sesuai ketentuan OJK/BI.

What is KBLI 66125?

KBLI 66125 is the Indonesian business classification code for "Aktivitas Penukaran Valuta Asing (money Changer)" (Money Changer). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.

How did KBLI 66125 change from KBLI 2020 to 2025?

KBLI 66125 was mapped from previous code 66160 (KBLI 2020). PP28 usa codice KBLI 2020 66160 (Kegiatan Penukaran Valuta Asin...). Match: 99% The code was renumbered but the business activity scope is essentially unchanged. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.