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KBLI Navigator/Section K/66142
KBLI 66142

Payment System Infrastructure Operator

Penyelenggaraan Infrastruktur Sistem Pembayaran

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskDirect Match🏝️✅Registrable in Bali· medium conf.

This activity covers operating the infrastructure that clears and settles fund transfers for payment transactions. It also includes acting as a principal or switching provider, as well as managing the identities of parties involved in completing a payment transaction.

What Changed

Direct 1:1 match from KBLI 2020 — code and scope unchanged.

What You Need

Nationally, this KBLI is 100% open to foreign ownership (PMA). In Bali, the island-wide moratorium (in force since 13 May 2026) only halts PMA registrations for Low and Medium-Low risk lines — this KBLI's large-scale (Besar) risk class is higher, so it is not caught: PMA registration in Bali remains possible.

Who This Is For

A foreign fintech or payments entrepreneur who wants to build or operate clearing, switching, or identity management rails for digital payments in Indonesia.

Licensing Overview
Risk LevelTinggi
License TypeNIB + Izin
Foreign Ownership100% Open
ProcessingSesuai ketentuan OJK/BI
2020 → 2025
Previous codes (KBLI 2020): 66142
Common Questions
Can foreigners operate a payment system infrastructure operator business in Indonesia?
Yes. KBLI 66142 (Penyelenggaraan Infrastruktur Sistem Pembayaran) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.
What license is required for KBLI 66142?
KBLI 66142 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: Sesuai ketentuan OJK/BI.
What is KBLI 66142?
KBLI 66142 is the Indonesian business classification code for "Penyelenggaraan Infrastruktur Sistem Pembayaran" (Payment System Infrastructure Operator). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.
How did KBLI 66142 change from KBLI 2020 to 2025?
KBLI 66142 was mapped from previous code 66142 (KBLI 2020). This is a direct match — the code number and scope remained the same. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

66143Section K

Payment System Support Services

Penyelenggaraan Penunjang Sistem Pembayaran

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
66141Section K

Payment Services Provider

Penyediaan Jasa Pembayaran

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
66144Section K

Rupiah Cash Processing Services

Aktivitas Jasa Pengolahan Uang Rupiah

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
66133Section K

Securities Ownership Administration

Aktivitas Administrasi Kepemilikan Efek

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
66149Section K

Non-Financial-Market Rupiah Transaction Services

Penyelenggaraan Transaksi Keuangan dan Pengelolaan Uang Rupiah Lainnya Selain Pasar Keuangan

→
🏝️🚫Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in BaliMedium-Low Risk
66132Section K

Financial Asset & Futures Custody

Aktivitas Penyimpanan Aset Keuangan dan Kontrak Komoditas Berjangka

→
🏝️🚫Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in BaliMedium-Low Risk
🏢

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