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KBLI Navigator/Section K/64959
KBLI 64959

Other Lending Activities

Aktivitas Pemberian Kredit Lainnya Ytdl

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskRenumbered🏝️✅Registrable in Bali· medium conf.

This covers miscellaneous lending activities not classified elsewhere, such as investment financing, working capital loans, and multipurpose credit — offered conventionally or via sharia principles. It also includes informal money lending (rentenir).

What Changed

KBLI 2020→2025 mapping: codice rinumerato.

What You Need

Nationally, this KBLI is 100% open to foreign ownership (PMA). In Bali, the island-wide moratorium (in force since 13 May 2026) only halts PMA registrations for Low and Medium-Low risk lines — this KBLI's large-scale (Besar) risk class is higher, so it is not caught: PMA registration in Bali remains possible.

Who This Is For

Foreign entrepreneurs aiming to run alternative lending platforms, fintech credit operations, or private debt financing ventures — though currently unable to set up in Bali.

Licensing Overview
Risk LevelTinggi
License TypeNIB + Izin
Foreign Ownership100% Open
ProcessingSesuai ketentuan OJK/BI
2020 → 2025
Previous codes (KBLI 2020): 88991— Auto-matched to 88991 (Aktivitas Sosial Pemerintah Ta...) score=74%
Common Questions
Can foreigners operate a other lending activities business in Indonesia?
Yes. KBLI 64959 (Aktivitas Pemberian Kredit Lainnya Ytdl) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.
What license is required for KBLI 64959?
KBLI 64959 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: Sesuai ketentuan OJK/BI.
What is KBLI 64959?
KBLI 64959 is the Indonesian business classification code for "Aktivitas Pemberian Kredit Lainnya Ytdl" (Other Lending Activities). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.
How did KBLI 64959 change from KBLI 2020 to 2025?
KBLI 64959 was mapped from previous code 88991 (KBLI 2020). Auto-matched to 88991 (Aktivitas Sosial Pemerintah Ta...) score=74% The code was renumbered but the business activity scope is essentially unchanged. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

64991Section K

Conventional Venture Capital

Aktivitas Modal Ventura Konvensional

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64955Section K

Public Housing Savings Fund Management

Pengelolaan Tabungan Perumahan Rakyat

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64992Section K★

Sharia Venture Capital

Aktivitas Modal Ventura Syariah

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64954Section K

Sharia Pawnbroking

Aktivitas Gadai Syariah

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64993Section K

Clearing & Settlement Counterparty Services

Aktivitas Counterparty untuk Kliring dan Setelmen Transaksi

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64953Section K

Conventional Pawnbroking

Aktivitas Gadai Konvensional

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
🏢

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