What license is required for KBLI 64954?

KBLI 64954 has a Rendah risk classification. Required license: NIB. Processing time: Otomatis.

KBLI 64954 is the Indonesian business classification code for "Aktivitas Gadai Syariah" (Aktivitas Gadai Syariah). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025), effective June 18, 2026.

How did KBLI 64954 change from KBLI 2020 to 2025?

KBLI 64954 was mapped from previous code 64922 (KBLI 2020). PP28 usa codice KBLI 2020 64922 (Pergadaian Syariah...). Match: 94% All businesses must migrate to KBLI 2025 by June 18, 2026 per BPS Regulation 7/2025.

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Sharia pawnshop services using Rahn and ethical collateral

KBLI 64954

Aktivitas Gadai Syariah

Q: Can foreigners operate a aktivitas gadai syariah business in Indonesia?

Yes. KBLI 64954 (Aktivitas Gadai Syariah) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.

🏦 Section K — Financial & Insurance Activities

✅Open· 100% ForeignLow RiskRenumbered

Kelompok ini mencakup aktivitas gadai yang seluruhnya diselenggarakan berdasarkan prinsip syariah, mencakup - penyaluran uang pinjaman dengan jaminan berdasarkan hukum gadai; - penyaluran uang pinjaman dengan jaminan berdasarkan fidusia; - pelayanan jasa titipan barang berharga; - pelayanan jasa taksiran.

Licensing Overview

Risk LevelRendah

License TypeNIB

Foreign Ownership100% Open

ProcessingOtomatis

2020 → 2025

Previous codes: 64922— PP28 usa codice KBLI 2020 64922 (Pergadaian Syariah...). Match: 94%

Common Questions

Can foreigners operate a aktivitas gadai syariah business in Indonesia?

Yes. KBLI 64954 (Aktivitas Gadai Syariah) is classified as TERBUKA — open to 100% foreign ownership through a PT PMA company. You do not need a local Indonesian partner.

What license do I need for KBLI 64954?

KBLI 64954 has a Rendah risk classification. You need: NIB. Processing time: Otomatis.

How did KBLI 64954 change from 2020 to 2025?

KBLI 64954 was mapped from previous code: 64922 (KBLI 2020). PP28 usa codice KBLI 2020 64922 (Pergadaian Syariah...). Match: 94% The code was renumbered but the business activity scope is essentially unchanged. All businesses must migrate to KBLI 2025 by June 18, 2026 (BPS Regulation 7/2025).

Related Codes

64910Section K