KBLI 64953

Conventional Pawnbroking

Aktivitas Gadai Konvensional

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskDirect MatchRegistrable in Bali· medium conf.

This covers conventional pawnbroking—lending money against collateral under pawn or fiduciary law, plus safekeeping services for valuables and professional appraisal. It's the core activity for a classic pawnshop or a business that holds and lends against physical assets.

What Changed

Direct 1:1 match from KBLI 2020 — code and scope unchanged.

What You Need

Nationally, this KBLI is fully open for 100% foreign ownership. In Bali, it's not blocked by the current moratorium, but it falls into a medium-high/high risk category. That means registration is possible, but you'll need to verify your specific business address and zone compliance with authorities, and expect closer scrutiny (and likely extra permits) compared to low-risk activities.

Who This Is For

Foreign entrepreneurs planning to open a conventional pawnshop, offer collateral-based loans, or run a secured storage and valuation service for valuables in Bali.

Licensing Overview

Risk LevelTinggi

License TypeNIB + Izin

Foreign Ownership100% Open

Processing3 working days

2020 → 2025

Previous codes (KBLI 2020): 64953

Common Questions

Can foreigners operate a conventional pawnbroking business in Indonesia?

Yes. KBLI 64953 (Aktivitas Gadai Konvensional) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.

What license is required for KBLI 64953?

KBLI 64953 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: 3 Hari.

What is KBLI 64953?

KBLI 64953 is the Indonesian business classification code for "Aktivitas Gadai Konvensional" (Conventional Pawnbroking). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.

How did KBLI 64953 change from KBLI 2020 to 2025?

KBLI 64953 was mapped from previous code 64953 (KBLI 2020). This is a direct match — the code number and scope remained the same. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

64954Section K

Sharia Pawnbroking

Aktivitas Gadai Syariah

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

64952Section K

Sharia Infrastructure Financing

Pembiayaan Infrastruktur Syariah

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

64955Section K

Public Housing Savings Fund Management

Pengelolaan Tabungan Perumahan Rakyat

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

64951Section K

Conventional Infrastructure Financing

Pembiayaan Infrastruktur Konvensional

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

64959Section K

Other Lending Activities

Aktivitas Pemberian Kredit Lainnya Ytdl

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

64940Section K

Securitization Services

Aktivitas Sekuritisasi

→

Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in BaliLow Risk

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KBLI 64953

Conventional Pawnbroking

Aktivitas Gadai Konvensional

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskDirect MatchRegistrable in Bali· medium conf.

What Changed

Direct 1:1 match from KBLI 2020 — code and scope unchanged.

What You Need

Who This Is For

Foreign entrepreneurs planning to open a conventional pawnshop, offer collateral-based loans, or run a secured storage and valuation service for valuables in Bali.

Licensing Overview

Risk LevelTinggi

License TypeNIB + Izin

Foreign Ownership100% Open

Processing3 working days

2020 → 2025

Previous codes (KBLI 2020): 64953

Common Questions

Can foreigners operate a conventional pawnbroking business in Indonesia?

Yes. KBLI 64953 (Aktivitas Gadai Konvensional) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.

What license is required for KBLI 64953?

KBLI 64953 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: 3 Hari.