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KBLI Navigator/Section K/64955
KBLI 64955

Public Housing Savings Fund Management

Pengelolaan Tabungan Perumahan Rakyat

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskRenumbered🏝️✅Registrable in Bali· medium conf.

This covers managing the national public housing savings program (Tapera), including collecting, investing, and distributing funds to support home ownership. The service can be offered through conventional or sharia-compliant methods.

What Changed

KBLI 2020→2025 mapping: codice rinumerato.

What You Need

Bali permits this PMA activity, but due to its medium-high/high risk classification, registration faces extra scrutiny. In Bali, the island-wide moratorium (in force since 13 May 2026) only halts PMA registrations for Low and Medium-Low risk lines — this KBLI's large-scale (Besar) risk class is higher, so it is not caught: PMA registration in Bali remains possible.

Who This Is For

Foreign fintech or financial services firms aiming to operate a Tapera fund management platform in Indonesia.

Licensing Overview
Risk LevelTinggi
License TypeNIB dan Izin
Foreign Ownership100% Open
Processing3 working days
2020 → 2025
Previous codes (KBLI 2020): 64992— Agent mapping: 64992 (Perusahaan Pembiayaan Sekunder...) [medium]
Common Questions
Can foreigners operate a public housing savings fund management business in Indonesia?
Yes. KBLI 64955 (Pengelolaan Tabungan Perumahan Rakyat) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.
What license is required for KBLI 64955?
KBLI 64955 has a Tinggi risk classification. Required license: NIB dan Izin. Processing time: 3 Hari.
What is KBLI 64955?
KBLI 64955 is the Indonesian business classification code for "Pengelolaan Tabungan Perumahan Rakyat" (Public Housing Savings Fund Management). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.
How did KBLI 64955 change from KBLI 2020 to 2025?
KBLI 64955 was mapped from previous code 64992 (KBLI 2020). Agent mapping: 64992 (Perusahaan Pembiayaan Sekunder...) [medium] The code was renumbered but the business activity scope is essentially unchanged. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

64959Section K

Other Lending Activities

Aktivitas Pemberian Kredit Lainnya Ytdl

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64954Section K

Sharia Pawnbroking

Aktivitas Gadai Syariah

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64991Section K

Conventional Venture Capital

Aktivitas Modal Ventura Konvensional

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64953Section K

Conventional Pawnbroking

Aktivitas Gadai Konvensional

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64992Section K★

Sharia Venture Capital

Aktivitas Modal Ventura Syariah

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64952Section K

Sharia Infrastructure Financing

Pembiayaan Infrastruktur Syariah

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
🏢

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