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KBLI Navigator/Section K/64955
KBLI 64955

Public Housing Savings Fund Management

Pengelolaan Tabungan Perumahan Rakyat

🏦 Section K — Financial & Insurance Activities

PMA status not yet verified for this KBLI 2025 code

❓PMA unverifiedRenumbered❓Not classifiable — divergence documented

Kelompok ini mencakup kegiatan pengelolaan tabungan perumahan rakyat (tapera) yang dilaksanakan melalui aktivitas pengerahan dana tapera, pemupukan dana tapera, dan/atau pemanfaatan dana tapera. Kegiatan pengelolaan dana tapera dimaksud dapat dilaksanakan secara konvensional maupun berdasarkan prinsip syariah.

Authoritative BPS crosswalk
Official BPS 2020 → 2025 crosswalk ancestors: 64999

Source: the BPS 2020↔2025 conversion table, mechanically extracted and acceptance-gate verified. It shows which 2020 codes map to this 2025 code — provenance only, not a licensing claim: the regulatory regime of these predecessor codes has not been adjudicated as transferring.

PP 28/2025 licensing source
PP 28/2025 licensing-source codes (KBLI 2020 numbering): 64992

These codes identify the PP 28/2025 regulatory rows used as licensing sources for this page. They are not the official BPS 2020 → 2025 crosswalk and do not establish predecessor ancestry.

Legacy PP28 source-matching note: Agent mapping: 64992 (Perusahaan Pembiayaan Sekunder...) [medium]

Regulatory Divergence

The licensing previously shown for 64955 was removed because its source could not be verified as applying to this activity. Here is what the sources actually say — with citations.

Correction note — verbatim, with source locators

KBLI 2025 code 64955 'Pengelolaan Tabungan Perumahan Rakyat' (management of Tapera public housing savings — fund mobilization, accumulation, and/or utilization, conducted conventionally or under sharia principles) carries canonical status_mapping='CODICE_RINUMERATO', kbli_2020_source='64992', pp28_sources=['64992'], mapping_note "Agent mapping: 64992 (Perusahaan Pembiayaan Sekunder...) [medium]". The Lot 4 conductor gate (§2, CONDUCTOR-VERIFIED WITHOUT A NEW RENDER) re-read the SAME BPS Lampiran 10 page already used at the Lot 3 gate for 64940 (printed p.399, render lampiran10_p413-413.png): that page shows BOTH '64955 "Pengelolaan Tabungan Perumahan Rakyat" <- 64999 "Aktivitas Jasa Keuangan Lainnya YTDL, Bukan Asuransi dan Dana Pensiun"' AND '64940 "Aktivitas Sekuritisasi" <- 64992 "Perusahaan Pembiayaan Sekunder Perumahan"' — i.e. the cited 64992 is FALSE for 64955 (64992-2020 belongs to 64940, already established at the Lot 3 gate), and the TRUE parent is 64999-2020. Corroborated this session (direct read of the canonical dataset): the CURRENT KBLI-2025 record for code 64999 carries the judul verbatim 'Aktivitas Jasa Keuangan Lainnya YTDL, Bukan Asuransi dan Dana Pensiun' — an exact match to the 2020 title the gate report reads off the image, consistent with a residual/catch-all code number that persisted unchanged across the 2020->2025 recode. The title-similarity explanation for the wrong citation ('Perumahan' appearing in both titles, mapping_note confidence '[medium]') is recorded as a PLAUSIBLE HYPOTHESIS, not a demonstrated cause (gate report §2 red-team wording correction). SECOND, INDEPENDENT contamination signature (verified this session, direct read of the served per_skala payload): the single served row is a savings-and-loan COOPERATIVE ('Koperasi Jasa Keuangan'/KJK) licensing block — 'Sertifikasi kompetensi di bidang keuangan koperasi bagi pengelola', 'izin operasional yang diterbitkan Lembaga otoritas keuangan' for KJK activity, membership-territory parameters typical of a koperasi simpan-pinjam regime — topically unconnected to Tapera housing-savings fund management, and not obviously the content of either the false-cited 64992 or the true 64999 either; a second, independent defect on top of the crosswalk-metadata one, same 'detach entirely, never cherry-pick' principle as Lot 1/2/3. status_mapping is NOT corrected: CODICE_RINUMERATO remains the correct relationship TYPE (a genuine 1:1 renumbering) even once the cited source number (64992) is understood to be wrong — the defect is the cited NUMBER, not the relationship SHAPE, and the compiler has no field to fix the number without inventing one (the same rule that withheld a status_mapping_correction from Lot 3's 64940, its own flagship wrong-parent case on this identical page). pp28_sources stays UNCHANGED (['64992'] — this compiler never authors new source values, same convention as Lot 1/2/3); the true parent 64999 is recorded HERE as provenance only, never injected into pp28_sources. per_skala detached; the licensing regime for Tapera housing-savings management is not retrievable from the pinned sources as hunted. Lot 4 conductor gate (second signing), run wf_66ea406e-b0d, 2026-07-19.

The detached licensing rows (source unverified for this activity)1 row

These rows were previously shown on this page and have been detached — the correction note above documents, with source locators, why their source could not be kept for the activity this page describes. They are preserved here as the audit trail of the divergence.

Mikro, Kecil, Menengah, BesarHigh RiskNIB dan IzinAuthority: Menteri/ Kepala Badan
BPS Peraturan 7/2025 (KBLI 2025 classification)PP 28/2025 (risk-based licensing annexes)OSS RBA ruang-lingkup — no KBLI-2025 scope retrievable via the OSS API (404)

Sources & Verification

Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.

Activity definition
BPS Peraturan 7/2025 + PP 28/2025VerifiedKBLI 2025

Title and scope as defined by the KBLI-2025 classification.

locator: OSS_RBA_2025_id_version_fff4053d

Risk & licensing
Detached — source could not be verifiedDeclared gap—

The previously-served rows were removed because their source could not be verified as applying to this activity. See Regulatory Divergence above for the documented correction note.

Foreign ownership (PMA)
No adjudicated per-code official basisDeclared gap—

The canonical record declares a verification gap for the current ownership value. The instrument locator layer can identify a potentially applicable provision, but it does not verify this whole-code verdict; confirm it at oss.go.id before relying on it.

Dataset last updated 2026-08-15 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.

Common Questions
Can foreigners operate a public housing savings fund management business in Indonesia?
Not yet verified. The canonical record carries a current PMA label for KBLI 64955 (Pengelolaan Tabungan Perumahan Rakyat), but no adjudicated per-code official basis and source vintage verify that whole-code verdict. Confirm the current treatment at oss.go.id before planning a PT PMA. (No adjudicated per-code official basis and vintage currently verify this verdict; confirm it at oss.go.id before relying on it.)
What license is required for KBLI 64955?
We cannot yet show a verified licensing basis for KBLI 64955: the licensing previously associated with this code was removed because its source could not be verified as applying to this activity. See the Regulatory Divergence section on this page for the documented sources, and verify the current OSS treatment before relying on any licensing assumption.
What is KBLI 64955?
KBLI 64955 is the Indonesian business classification code for "Pengelolaan Tabungan Perumahan Rakyat" (Public Housing Savings Fund Management). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.
How did KBLI 64955 change from KBLI 2020 to 2025?
According to the official BPS 2020 → 2025 crosswalk, KBLI 64955 has recorded KBLI 2020 ancestor(s) 64999. This is provenance only, not a licensing claim; no predecessor licensing regime is asserted to transfer. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

64959Section K

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Aktivitas Pemberian Kredit Lainnya Ytdl

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❓PMA unverifiedHigh Risk
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Aktivitas Gadai Syariah

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❓PMA unverifiedHigh Risk
64991Section K

Conventional Venture Capital

Aktivitas Modal Ventura Konvensional

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❓PMA unverifiedHigh Risk
64953Section K

Conventional Pawnbroking

Aktivitas Gadai Konvensional

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❓PMA unverifiedHigh Risk
64992Section K

Sharia Venture Capital

Aktivitas Modal Ventura Syariah

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❓PMA unverifiedHigh Risk
64952Section K

Sharia Infrastructure Financing

Pembiayaan Infrastruktur Syariah

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❓PMA unverifiedHigh Risk
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