KBLI 66221

Insurance Agency

Aktivitas Agen Asuransi

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskDirect MatchRegistrable in Bali· medium conf.

Insurance agent activities — acting as an agent on behalf of one specific insurance company (as opposed to a broker who represents multiple insurers), selling that company's insurance products to end customers for a commission.

What Changed

Unchanged from KBLI 2020 — direct match.

What You Need

**Micro / Small / Medium / Large scale**: Medium-Low risk. NIB + Standard Certificate — issued automatically. **PMA:** Fully open to PMA — 100% foreign ownership allowed.

Bali Intelligence

You'll Also Need

65111Life insurance principal you represent
65121General insurance principal you represent
66222Insurance broker (if you represent multiple insurers instead)

Licensing Overview

Risk LevelTinggi

License TypeNIB + Izin

Foreign Ownership100% Open

ProcessingSesuai ketentuan OJK/BI

2020 → 2025

Previous codes (KBLI 2020): 66221

Common Questions

Can foreigners operate a insurance agency business in Indonesia?

Yes. KBLI 66221 (Aktivitas Agen Asuransi) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.

What license is required for KBLI 66221?

KBLI 66221 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: Sesuai ketentuan OJK/BI.

What is KBLI 66221?

KBLI 66221 is the Indonesian business classification code for "Aktivitas Agen Asuransi" (Insurance Agency). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.

How did KBLI 66221 change from KBLI 2020 to 2025?

KBLI 66221 was mapped from previous code 66221 (KBLI 2020). This is a direct match — the code number and scope remained the same. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

66222Section K

Insurance Brokerage

Aktivitas Pialang Asuransi

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

66212Section K

Insurance Loss Adjusting

Aktivitas Penilai Kerugian Asuransi

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

66223Section K

Reinsurance Brokerage

Aktivitas Pialang Reasuransi

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

66211Section K

Insurance Risk Surveying

Aktivitas Penilai Risiko Asuransi

→

Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in BaliMedium-Low Risk

66224Section K

Surety Agency

Aktivitas Agen Penjaminan

→

Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in BaliMedium-Low Risk

66225Section K

Surety Brokerage

Aktivitas Broker Penjaminan

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

🏢

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KBLI 66221

Insurance Agency

Aktivitas Agen Asuransi

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskDirect MatchRegistrable in Bali· medium conf.

What Changed

Unchanged from KBLI 2020 — direct match.

What You Need

**Micro / Small / Medium / Large scale**: Medium-Low risk. NIB + Standard Certificate — issued automatically. **PMA:** Fully open to PMA — 100% foreign ownership allowed.