KBLI 66224

Surety Agency

Aktivitas Agen Penjaminan

🏦 Section K — Financial & Insurance Activities

PMA status not yet verified for this KBLI 2025 code

❓PMA unverifiedDirect MatchNot classifiable — divergence documented

Kelompok ini mencakup kegiatan pemasaran kegiatan usaha penjaminan untuk dan atas nama perusahaan penjaminan atau perusahaan penjaminan syariah.

Authoritative BPS crosswalk

Official BPS 2020 → 2025 crosswalk ancestors: 66224

Source: the BPS 2020↔2025 conversion table, mechanically extracted and acceptance-gate verified. It shows which 2020 codes map to this 2025 code — provenance only, not a licensing claim: the regulatory regime of these predecessor codes has not been adjudicated as transferring.

PP 28/2025 licensing source

PP 28/2025 licensing-source codes (KBLI 2020 numbering): 66224

These codes identify the PP 28/2025 regulatory rows used as licensing sources for this page. They are not the official BPS 2020 → 2025 crosswalk and do not establish predecessor ancestry.

Regulatory Divergence

The licensing previously shown for 66224 was removed because its source could not be verified as applying to this activity. Here is what the sources actually say — with citations.

Correction note — verbatim, with source locators

KBLI 2025 code 66224 'Aktivitas Agen Penjaminan' (guarantee/surety agency activity) carries canonical status_mapping='MATCH_LANGSUNG', kbli_2020_source=None, pp28_sources=['66224'] (self-referencing). Like 66211 and 70100, this is one of the THREE true D1-clean-vs-D5-problem seat-agreement divergences (report §3, Adjudications item 1) — the crosswalk identity read is genuinely clean (same-number 1:1), so the defect is purely payload-level. Verified this session, by direct read (json-dump byte-comparison) of the canonical payload: the served per_skala row is IDENTICAL to the cooperative-rating licensing block documented for 66192/66197/66211/66292/66299/66309 in this same lot (root-traced, report §6, to PP28's own 2020-vintage 66292 row, true 2025 home 66198) — topically unconnected to guarantee/surety agency activity. Per the detach-all rule, the entire per_skala array is detached; crosswalk metadata is left UNCHANGED (nothing to correct). per_skala detached; the licensing regime for guarantee/surety agency activity is not retrievable from the pinned sources as hunted. Lot 5 conductor gate (SIGNED), run wf_0f7438f4-a41, 2026-07-19.

The detached licensing rows (source unverified for this activity)1 row

These rows were previously shown on this page and have been detached — the correction note above documents, with source locators, why their source could not be kept for the activity this page describes. They are preserved here as the audit trail of the divergence.

Mikro, Kecil, Menengah, BesarMedium-Low RiskNIB dan Sertifikat StandarAuthority: Menteri/ Kepala Badan

BPS Peraturan 7/2025 (KBLI 2025 classification)PP 28/2025 (risk-based licensing annexes)OSS RBA ruang-lingkup — no KBLI-2025 scope retrievable via the OSS API (404)

Sources & Verification

Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.

Activity definition

BPS Peraturan 7/2025 + PP 28/2025VerifiedKBLI 2025

Title and scope as defined by the KBLI-2025 classification.

locator: OSS_RBA_2025_id_version_fff4053d

Risk & licensing

Detached — source could not be verifiedDeclared gap—

The previously-served rows were removed because their source could not be verified as applying to this activity. See Regulatory Divergence above for the documented correction note.

Foreign ownership (PMA)

No adjudicated per-code official basisDeclared gap—

The canonical record declares a verification gap for the current ownership value. The instrument locator layer can identify a potentially applicable provision, but it does not verify this whole-code verdict; confirm it at oss.go.id before relying on it.

Dataset last updated 2026-08-15 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.

Common Questions

Can foreigners operate a surety agency business in Indonesia?

Not yet verified. The canonical record carries a current PMA label for KBLI 66224 (Aktivitas Agen Penjaminan), but no adjudicated per-code official basis and source vintage verify that whole-code verdict. Confirm the current treatment at oss.go.id before planning a PT PMA. (No adjudicated per-code official basis and vintage currently verify this verdict; confirm it at oss.go.id before relying on it.)

What license is required for KBLI 66224?

We cannot yet show a verified licensing basis for KBLI 66224: the licensing previously associated with this code was removed because its source could not be verified as applying to this activity. See the Regulatory Divergence section on this page for the documented sources, and verify the current OSS treatment before relying on any licensing assumption.

What is KBLI 66224?

KBLI 66224 is the Indonesian business classification code for "Aktivitas Agen Penjaminan" (Surety Agency). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.

Bali Zero can verify PMA eligibility before company setup, KBLI registration, NIB, and licensing for KBLI 66224.

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