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KBLI Navigator/Section K/66225
KBLI 66225

Surety Brokerage

Aktivitas Broker Penjaminan

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskDirect Match🏝️✅Registrable in Bali· medium conf.

This covers acting as a surety broker — advising clients on guarantee products (like performance bonds or surety bonds), arranging those guarantees with insurers or banks, and managing the claim process on behalf of the guaranteed party.

What Changed

Direct 1:1 match from KBLI 2020 — code and scope unchanged.

What You Need

Nationally, this is 100% open to foreign ownership, but in Bali it's currently blocked for PMA companies. In Bali, the island-wide moratorium (in force since 13 May 2026) only halts PMA registrations for Low and Medium-Low risk lines — this KBLI's large-scale (Besar) risk class is higher, so it is not caught: PMA registration in Bali remains possible.

Who This Is For

Foreign insurance intermediaries or finance professionals looking to connect Indonesian businesses with surety and guarantee solutions.

Licensing Overview
Risk LevelTinggi
License TypeNIB + Izin
Foreign Ownership100% Open
ProcessingSesuai ketentuan OJK/BI
2020 → 2025
Previous codes (KBLI 2020): 66225
Common Questions
Can foreigners operate a surety brokerage business in Indonesia?
Yes. KBLI 66225 (Aktivitas Broker Penjaminan) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.
What license is required for KBLI 66225?
KBLI 66225 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: Sesuai ketentuan OJK/BI.
What is KBLI 66225?
KBLI 66225 is the Indonesian business classification code for "Aktivitas Broker Penjaminan" (Surety Brokerage). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.
How did KBLI 66225 change from KBLI 2020 to 2025?
KBLI 66225 was mapped from previous code 66225 (KBLI 2020). This is a direct match — the code number and scope remained the same. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

66226Section K

Retrocession Brokerage

Aktivitas Broker Penjaminan Ulang

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🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
66224Section K

Surety Agency

Aktivitas Agen Penjaminan

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🏝️🚫Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in BaliMedium-Low Risk
66291Section K

Actuarial Advisory

Aktivitas Advisori Aktuaria

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🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
66223Section K

Reinsurance Brokerage

Aktivitas Pialang Reasuransi

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
66292Section K

Insurance & Pension Fund Supervision

Aktivitas Pengawasan Jasa Keuangan Asuransi dan Dana Pensiun

→
🏝️🚫Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in BaliMedium-Low Risk
66222Section K

Insurance Brokerage

Aktivitas Pialang Asuransi

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
🏢

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