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KBLI Navigator/Section K/64910
KBLI 64910

Financial Leasing

Aktivitas Sewa Guna Usaha Finansial

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskRenumbered🏝️✅Registrable in Bali· medium conf.

Financial leasing activities — providing finance leases (sewa guna usaha) where a lessee acquires the use of an asset for most of its economic life, with the lessee bearing the risks and rewards of ownership. Think of it as a financing structure, not an operating rental.

What Changed

Renumbered/adjusted from KBLI 2020. KBLI 64910 invariato 2020→2025. Verifica e aggiornamento OSS ora richiesti dopo la chiusura della finestra di giugno 2026. POJK 46/2024 è norma di riferimento principale entrata in vigore fine 2024. Licenze esistenti v

What You Need

**Micro / Small / Medium / Large scale**: High risk. **PMA:** Fully open to PMA — 100% foreign ownership allowed.

Bali Intelligence

You'll Also Need
  • OJK multifinance license — mandatory separate licensing
  • 64930Factoring if you also offer receivables financing
Licensing Overview
Risk LevelTinggi
License TypeNIB + Izin
Foreign Ownership100% Open
ProcessingSesuai ketentuan OJK/BI
2020 → 2025
Previous codes (KBLI 2020): 64911— Agent mapping: 64911 (Perusahaan Pembiayaan Konvensi...) [high]
Common Questions
Can foreigners operate a financial leasing business in Indonesia?
Yes. KBLI 64910 (Aktivitas Sewa Guna Usaha Finansial) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.
What license is required for KBLI 64910?
KBLI 64910 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: Sesuai ketentuan OJK/BI.
What is KBLI 64910?
KBLI 64910 is the Indonesian business classification code for "Aktivitas Sewa Guna Usaha Finansial" (Financial Leasing). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.
How did KBLI 64910 change from KBLI 2020 to 2025?
KBLI 64910 was mapped from previous code 64911 (KBLI 2020). Agent mapping: 64911 (Perusahaan Pembiayaan Konvensi...) [high] The code was renumbered but the business activity scope is essentially unchanged. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

64920Section K

International Trade Financing

Aktivitas Pembiayaan Perdagangan Internasional

→
🏝️🚫Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in BaliLow Risk
64930Section K

Factoring Services

Aktivitas Anjak Piutang

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64940Section K

Securitization Services

Aktivitas Sekuritisasi

→
🏝️🚫Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in BaliLow Risk
64951Section K

Conventional Infrastructure Financing

Pembiayaan Infrastruktur Konvensional

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64952Section K

Sharia Infrastructure Financing

Pembiayaan Infrastruktur Syariah

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
64953Section K

Conventional Pawnbroking

Aktivitas Gadai Konvensional

→
🏝️✅Registrable in Bali✅Open· 100% ForeignHigh Risk
🏢

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