KBLI 64951

Conventional Infrastructure Financing

Pembiayaan Infrastruktur Konvensional

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskDirect MatchRegistrable in Bali· medium conf.

This covers conventional infrastructure financing activities, meaning your business can provide direct loans to infrastructure projects, refinance existing infrastructure debt that was originally financed by another party, or extend subordinated loans specifically linked to infrastructure development.

What Changed

Direct 1:1 match from KBLI 2020 — code and scope unchanged.

What You Need

Nationally, this KBLI is fully open to 100% foreign ownership. In Bali, it is not blocked by the current moratorium, but it falls under a medium-high/high risk classification. This means a PMA can be established for this activity, though you should expect stricter address verification and potentially extra local requirements tied to that higher risk rating.

Who This Is For

Foreign entrepreneurs aiming to set up a non-bank financial company that directly funds large-scale infrastructure projects, such as toll roads, ports, or power plants, through conventional lending.

Licensing Overview

Risk LevelTinggi

License TypeNIB + Izin

Foreign Ownership100% Open

Processing3 working days

2020 → 2025

Previous codes (KBLI 2020): 64951

Common Questions

Can foreigners operate a conventional infrastructure financing business in Indonesia?

Yes. KBLI 64951 (Pembiayaan Infrastruktur Konvensional) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.

What license is required for KBLI 64951?

KBLI 64951 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: 3 Hari.

What is KBLI 64951?

KBLI 64951 is the Indonesian business classification code for "Pembiayaan Infrastruktur Konvensional" (Conventional Infrastructure Financing). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.

How did KBLI 64951 change from KBLI 2020 to 2025?

KBLI 64951 was mapped from previous code 64951 (KBLI 2020). This is a direct match — the code number and scope remained the same. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

64952Section K

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Pembiayaan Infrastruktur Syariah

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

64940Section K

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Aktivitas Sekuritisasi

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Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in BaliLow Risk

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Registrable in Bali✅Open· 100% ForeignHigh Risk

64930Section K

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Registrable in Bali✅Open· 100% ForeignHigh Risk

64954Section K

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Registrable in Bali✅Open· 100% ForeignHigh Risk

64920Section K

International Trade Financing

Aktivitas Pembiayaan Perdagangan Internasional

→

Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in BaliLow Risk

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KBLI 64951

Conventional Infrastructure Financing

Pembiayaan Infrastruktur Konvensional

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskDirect MatchRegistrable in Bali· medium conf.

What Changed

Direct 1:1 match from KBLI 2020 — code and scope unchanged.

What You Need

Who This Is For

Foreign entrepreneurs aiming to set up a non-bank financial company that directly funds large-scale infrastructure projects, such as toll roads, ports, or power plants, through conventional lending.

Licensing Overview

Risk LevelTinggi

License TypeNIB + Izin

Foreign Ownership100% Open

Processing3 working days

2020 → 2025

Previous codes (KBLI 2020): 64951

Common Questions

Can foreigners operate a conventional infrastructure financing business in Indonesia?

Yes. KBLI 64951 (Pembiayaan Infrastruktur Konvensional) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.

What license is required for KBLI 64951?

KBLI 64951 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: 3 Hari.