KBLI 64930

Factoring Services

Aktivitas Anjak Piutang

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskRenumberedRegistrable in Bali· medium conf.

Factoring (anjak piutang) — a financial service where a business sells its accounts receivable (invoices) to a factoring company at a discount in exchange for immediate cash. The factoring company then collects the full invoice amount from the debtor.

What Changed

Unchanged 2020→2025. POJK 46/2024 covers all financing (pembiayaan) activities, including factoring. With the June 2026 transition window closed, verify and update the OSS record now.

What You Need

**Micro / Small / Medium / Large scale**: High risk. **PMA:** Fully open to PMA — 100% foreign ownership allowed.

Bali Intelligence

You'll Also Need

OJK multifinance license — mandatory
64910Financial leasing (same license category)

Licensing Overview

Risk LevelTinggi

License TypeNIB + Izin

Foreign Ownership100% Open

ProcessingSesuai ketentuan OJK/BI

2020 → 2025

Previous codes (KBLI 2020): 80100— Auto-matched to 80100 (Aktivitas Keamanan Swasta...) score=67%

Common Questions

Can foreigners operate a factoring services business in Indonesia?

Yes. KBLI 64930 (Aktivitas Anjak Piutang) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.

What license is required for KBLI 64930?

KBLI 64930 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: Sesuai ketentuan OJK/BI.

What is KBLI 64930?

KBLI 64930 is the Indonesian business classification code for "Aktivitas Anjak Piutang" (Factoring Services). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.

How did KBLI 64930 change from KBLI 2020 to 2025?

KBLI 64930 was mapped from previous code 80100 (KBLI 2020). Auto-matched to 80100 (Aktivitas Keamanan Swasta...) score=67% The code was renumbered but the business activity scope is essentially unchanged. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

Related Codes

64940Section K

Securitization Services

Aktivitas Sekuritisasi

→

Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in BaliLow Risk

64920Section K

International Trade Financing

Aktivitas Pembiayaan Perdagangan Internasional

→

Closed in Bali (2026 moratorium)✅Open· 100% nat'l · blocked in BaliLow Risk

64951Section K

Conventional Infrastructure Financing

Pembiayaan Infrastruktur Konvensional

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

64910Section K

Financial Leasing

Aktivitas Sewa Guna Usaha Finansial

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

64952Section K

Sharia Infrastructure Financing

Pembiayaan Infrastruktur Syariah

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

64953Section K

Conventional Pawnbroking

Aktivitas Gadai Konvensional

→

Registrable in Bali✅Open· 100% ForeignHigh Risk

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KBLI 64930

Factoring Services

Aktivitas Anjak Piutang

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskRenumberedRegistrable in Bali· medium conf.

What Changed

Unchanged 2020→2025. POJK 46/2024 covers all financing (pembiayaan) activities, including factoring. With the June 2026 transition window closed, verify and update the OSS record now.