KBLI 64952

Sharia Infrastructure Financing

Pembiayaan Infrastruktur Syariah

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskDirect MatchRegistrable in Bali· medium conf.

This covers Sharia-compliant financing of infrastructure projects. It includes direct lending to fund new infrastructure, refinancing of infrastructure previously financed by others, and subordinated loans linked to infrastructure financing—all structured under Islamic principles.

What Changed

Direct 1:1 match from KBLI 2020 — code and scope unchanged.

What You Need

Nationally, this activity is fully open to 100% foreign ownership, but in Bali it is flagged as medium-high to high risk. While it is not blocked by the local moratorium, registration requires a verified commercial address and will likely face closer scrutiny from regulators.

Who This Is For

This is for a foreign entrepreneur or institution with a strong background in Islamic finance, aiming to fund or refinance large-scale infrastructure projects in Indonesia from a Bali-based entity.

Licensing Overview

Risk LevelTinggi

License TypeNIB + Izin

Foreign Ownership100% Open

Processing3 working days

2020 → 2025

Previous codes (KBLI 2020): 64952

Common Questions

Can foreigners operate a sharia infrastructure financing business in Indonesia?

Yes. KBLI 64952 (Pembiayaan Infrastruktur Syariah) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.

What license is required for KBLI 64952?

KBLI 64952 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: 3 Hari.

What is KBLI 64952?

KBLI 64952 is the Indonesian business classification code for "Pembiayaan Infrastruktur Syariah" (Sharia Infrastructure Financing). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.

How did KBLI 64952 change from KBLI 2020 to 2025?

KBLI 64952 was mapped from previous code 64952 (KBLI 2020). This is a direct match — the code number and scope remained the same. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

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🏢

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KBLI 64952

Sharia Infrastructure Financing

Pembiayaan Infrastruktur Syariah

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskDirect MatchRegistrable in Bali· medium conf.

What Changed

Direct 1:1 match from KBLI 2020 — code and scope unchanged.

What You Need

Who This Is For

This is for a foreign entrepreneur or institution with a strong background in Islamic finance, aiming to fund or refinance large-scale infrastructure projects in Indonesia from a Bali-based entity.

Licensing Overview

Risk LevelTinggi

License TypeNIB + Izin

Foreign Ownership100% Open

Processing3 working days

2020 → 2025

Previous codes (KBLI 2020): 64952

Common Questions

Can foreigners operate a sharia infrastructure financing business in Indonesia?

Yes. KBLI 64952 (Pembiayaan Infrastruktur Syariah) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.

What license is required for KBLI 64952?

KBLI 64952 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: 3 Hari.