KBLI 65131

Conventional Guarantee Services

Penjaminan Konvensional

🏦 Section K — Financial & Insurance Activities

In Bali: open to a PT PMA

✅Open· 100% ForeignHigh RiskNew in 2025Registrable in Bali· medium conf.

This covers providing conventional guarantees to ensure a party's financial obligations are met, including credit guarantees for banks, loans from savings and loan cooperatives, partnership program loans from state-owned enterprises, and guarantees for bonds or buyers.

What Changed

KBLI 2020→2025 mapping: bps only.

What You Need

A foreign-owned PMA can register this activity in Bali because it is not blocked by the moratorium, but it falls under a medium-high or high-risk classification. The exact registration will depend on verifying the specific address and business model.

Who This Is For

Foreign entrepreneurs looking to run a pure guarantee company (non-sharia) serving lenders, cooperatives, or corporate bond issuers.

Licensing Overview

Risk LevelTinggi

License TypeNIB + Izin

Foreign Ownership100% Open

ProcessingSesuai ketentuan OJK/BI

Common Questions

Can foreigners operate a conventional guarantee services business in Indonesia?

Yes. KBLI 65131 (Penjaminan Konvensional) is TERBUKA — open to 100% foreign ownership via PT PMA. No local Indonesian partner required.

What license is required for KBLI 65131?

KBLI 65131 has a Tinggi risk classification. Required license: NIB + Izin. Processing time: Sesuai ketentuan OJK/BI.

What is KBLI 65131?

KBLI 65131 is the Indonesian business classification code for "Penjaminan Konvensional" (Conventional Guarantee Services). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.