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KBLI Navigator/Section K/65123
KBLI 65123

Deposit & Policy Guarantee Scheme

Aktivitas Penjaminan Simpanan dan Asuransi

🏦 Section K — Financial & Insurance Activities

PMA status not yet verified for this KBLI 2025 code

❓PMA unverified⏳Crosswalk audit pending

Kelompok ini mencakup kegiatan penjaminan proteksi finansial terhadap dana nasabah yang disimpan di bank serta klaim polis yang timbul dari produk asuransi. Penjaminan ini didanai melalui kontribusi berkala yang dibayarkan oleh lembaga keuangan tersebut.

Authoritative BPS crosswalk
Official BPS 2020 → 2025 crosswalk ancestors: 64500

Source: the BPS 2020↔2025 conversion table, mechanically extracted and acceptance-gate verified. It shows which 2020 codes map to this 2025 code — provenance only, not a licensing claim: the regulatory regime of these predecessor codes has not been adjudicated as transferring.

Sources & Verification

Each data layer below traces to a government source with its KBLI vintage — or is declared as a gap. Nothing in these layers is silently filled in.

Activity definition
BPS Peraturan 7/2025 + PP 28/2025VerifiedKBLI 2025

Title and scope as defined by the KBLI-2025 classification.

locator: OSS_RBA_2025_id_version_fff4053d

Risk & licensing
No OSS-RBA rows retrievable — special / sectoral regimeDeclared gap—

No KBLI-2025 risk scope was retrievable from the OSS API for this code, and no licensing rows are served on this page. Activities in this group are typically licensed under a special or sectoral regime — on the crosswalk watchlist: if OSS publishes a scope, the code is re-adjudicated.

Foreign ownership (PMA)
No adjudicated per-code official basisDeclared gap—

The canonical record declares a verification gap for the current ownership value. The instrument locator layer can identify a potentially applicable provision, but it does not verify this whole-code verdict; confirm it at oss.go.id before relying on it.

Dataset last updated 2026-08-15 · KBLI 2020 and KBLI 2025 reuse code numbers for different activities — cross-vintage rows are labeled, never merged silently.

Common Questions
Can foreigners operate a deposit & policy guarantee scheme business in Indonesia?
Not yet verified. The canonical record carries a current PMA label for KBLI 65123 (Aktivitas Penjaminan Simpanan dan Asuransi), but no adjudicated per-code official basis and source vintage verify that whole-code verdict. Confirm the current treatment at oss.go.id before planning a PT PMA. (No adjudicated per-code official basis and vintage currently verify this verdict; confirm it at oss.go.id before relying on it.)
What license is required for KBLI 65123?
KBLI 65123 sits outside the ordinary OSS-RBA risk-based licensing flow: no business-scale licensing rows for it are retrievable from OSS. Activities in this group are typically licensed under a special or sectoral regime (e.g. government affairs, financial services under OJK/BI, education or health authorities) — verify the applicable regulator case-by-case before relying on an NIB alone.
What is KBLI 65123?
KBLI 65123 is the Indonesian business classification code for "Aktivitas Penjaminan Simpanan dan Asuransi" (Deposit & Policy Guarantee Scheme). It falls under Section K of KBLI 2025, the Indonesian Standard Industrial Classification updated by BPS (Regulation 7/2025). The June 2026 KBLI 2025 transition window has closed; operators should verify the code's current OSS/NIB treatment before relying on it for licensing, reporting, or amendments.
How did KBLI 65123 change from KBLI 2020 to 2025?
According to the official BPS 2020 → 2025 crosswalk, KBLI 65123 has recorded KBLI 2020 ancestor(s) 64500. This is provenance only, not a licensing claim; no predecessor licensing regime is asserted to transfer. The June 2026 KBLI 2025 transition window has closed. If an NIB still relies on legacy KBLI 2020 mappings, treat the migration as overdue and verify/remediate the OSS record before new license applications, amendments, LKPM, import approvals, or investor/worker sponsorship.

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